Effective Recovery.
Protected Reputation.

“Collect receivable by personal and legal approach without involving legal institution and enforcer.”

1. forum

   Step 01

   Building Communication

   We establish contact with the debtor through letters, phone calls, WhatsApp, email, or any other viable channel to evaluate their willingness and capacity to fulfil the obligation.

2. record_voice_over

   Step 02

   Effective Negotiation

   We negotiate with the debtor using a proven variety of strategies, aiming for immediate full payment or, at minimum, certainty on when and how the payment will be made.

3. pin_drop

   Step 03

   Visiting The Debtor

   When the debtor shows a lack of good faith, we visit their location directly to examine whether the business still exists and to assess their real financial capacity.

“Collect receivable by utilizing legal action as a tool to increase pressure and bargaining position, as well as to achieve maximum result in collection.”

1. account_balance

   Step 01

   Bankruptcy / Suspension of Payment

   We file a bankruptcy or suspension of payment (PKPU) petition against a debtor still running their business but showing no intention to settle. Once the court grants it, the debtor risks losing that business and its assets.

2. gavel

   Step 02

   Criminal Report

   Where the facts indicate fraud, embezzlement, or document forgery, we submit a criminal report — an approach that carries the prospect of imprisonment for the debtor.